How long does it take to clean a negative Schufa? What are the solutions to get a flat if one of the people involved has a Schufa negative score?
- No chance to get a flat with negative shufa. No chance for any contract, you just don’t exist. I’ve heard that Schufa is cleared out after 3 years but not sure if that’s true.
- It is 3 years from the date you cleared your debt. Having anything above 95% is good, 90-95% is OK-ish but anything under 90% will make your changes decrease a lot, when the score drops below 85-80% you can say good bye to most contracts.
- You can have positive or negative, noone has 100% positive but there is some point when you schufa starts to be negative.